How to Sell Your House To Avoid Foreclosure In Greenville

How To Sell Your House To Avoid Foreclosure In Greenville

Do you need to sell your house to avoid foreclosure in Greenville NC? With the current housing environment, we wanted to make sure we got this out ASAP. Pauses on foreclosures are ended in late July and payment abatements are stopping in mid-September. Learn more about what you can do when you need to sell your house to avoid foreclosure, stall the bank, and save your credit! Don’t get caught in the crossfire!

Nobody wants to deal with the foreclosure process, but unfortunately, it happens to good people every day. Due in part to the political response to the Wuhan Flue, people are still losing their jobs and their homes to the banks. Life can change in a blink of an eye when you lose a job, get a divorce, or are faced with the loss of a loved one. People in foreclosure often have other unfortunate things happening in their lives and dealing with the banks is the last thing they want to do.

Here’s the good news: with a fast sale of your Greenville house, you’ll be able to stop the bank dead in their tracks while avoiding the destruction of your credit. Keep reading to learn more about how to sell your house to avoid foreclosure in Greenville

Sell It Fast

You have three primary options when you need to sell your house fast in Greenville. You can list it and cross your fingers, sell it For Sale By Owner and do all of the marketing and showing yourself, or you can work with a direct buyer which will guarantee you a sale date and sale price. Sure, direct offers are usually less than what houses on the MLS fetch, but it’s important to remember that by working with a direct buyer, you won’t have to deal with repairs, commissions, or marketing costs. You will be able to sell fast and walk away.

If you opt to list your house in Greenville, be advised that it can be risky. If your house doesn’t sell right away, the banks may be able to get to it before you have found a buyer. That’s not good for your credit! Price it to sell and make it as appealing as possible in your photos as not to be overlooked by potential buyers. Now is not the time to worry about making a profit. It’s about survival at this point. You’ll want to find a buyer who will be able to close on the house right away as any delay could cost you the deal and the house. There are agents who specialize in foreclosure sales, if this is what you choose to do, it is best to work with a professional who knows exactly how to get things done.

Plan Your Move Now

When you work with a direct buyer such as Pitt Home Buyers, they will likely be ready to close in only a matter of days. That said, you will need to be ready too! You could hypothetically get an offer this week and close next week! That’s fast! If this happens, you’re going to want to be ready to go. Figure out your moving logistics, costs, and where you plan to go. If you’re planning to use a moving service, talk with a handful of them to find the one that you’re most comfortable with. If you haven’t done so already, take some time to declutter. Throw things away that need to get tossed and consider selling some unused items to help with the sale. If the situation calls for it, you could even opt to have a yardsale to quickly generate cash for the items you aren’t taking with you.

You will also need to know where you are going. If finances are tight, buying a new home may be out of the question, and it’s unlikely you’d be able to close quickly enough to be able to move in. That said after you sell your house to avoid foreclosure you may need to rent a home for the time being. You will need to be able to pass a credit check and come up with your first month’s rent, last month’s rent, and a security deposit.

If you are dealing with cleaning, packing, and moving, you may not have the time to evaluate new places to live. Instead of rushing into a place that isn’t right for you, try to stay with someone you know – for only a short time of course. Check around in your community as well. There are often programs to help struggling homeowners get back on their feet.

Don’t Hesitate

Once the bank has started its proceedings, it may be too late to do anything about losing your home. Your credit will be impacted, making it more difficult to buy another home in the future. It can take a lot of work to build your credit back up so if you feel you are at risk of losing your home, it is better to be proactive, as opposed to waiting. While the process can take some time, it isn’t worth the damage that can be done to your financial future. By getting a direct, no-obligation offer from Pitt Home Buyers, you will be able to run the numbers and ensure your credit isn’t destroyed from a foreclosure.

Let us help you sell your house to avoid foreclosure in Greenville! Contact us today for more information! (252) 227-0274

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